© 2023 by Valley View Home Loans.

1 Licensed: AK, AZ, CA, CO, CT, DE, DC, GA, IL, MD, MI, MN, NC, NV, OR, RI, TN, TX, VA, WA


2 Pre-qualification is neither pre-approval nor a commitment to lend; you must submit additional information for review and approval.


We are an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program; or because you have exercised your rights under the Consumer Credit Protection Act. 


Program rates and parameters are subject to change without notice, and may differ by geographic location. Turn times are estimates and not warranted or guaranteed. Restrictions may apply. This material is intended for use by industry professionals only, and not for distribution to consumers. This is neither a solicitation of an offer nor a commitment to lend.


The interest rate you pay on a mortgage is the single biggest factor in your monthly payments. The higher the mortgage rate, the more you will pay over the life of the home loan. It is thus very important for you to compare mortgage rates when you shop for a loan. At Valley View Home Loans our experienced Loan Advisors are ready to help. Call us or apply online and we will help with the rest. © 2017 Bay-Valley Mortgage Group, Inc. DBA Valley View Home Loans and Pacific Bay Lending Group. All Rights Reserved. NMLS # 192103. NMLS CONSUMER ACCESS . Licensed by the California Bureau of Real Estate.



Valley View Home Loans (NMLS#192103) 在美国20州提供服务,被公认领先在业界中的顶端。 年复一年,我们完成了上亿美元的房贷融资,创造了无数个梦想家园。Valley View Home Loans是一家全国性贷款机构Mortgage Lender,直接供应全方位的服务,包含传统贷款Conventional Loan,政府资助低头款贷款FHA,现役/退伍军人贷款VA,Jumbo贷款高达3,000,000美元,为需要非传统方式的家庭提供组合贷款与解决方案。


市面上的贷款机构分为两种,一个是Mortgage Lender,一个是Mortgage Broker。Mortgage Broker是Broker与银行合作赚取佣金。Mortgage Lender本身则是银行的一种,直接贷款给客户。


Valley View Home Loans是Mortgage Lender。



自1992年以来,我们一直致力于实现一个目标—帮助屋主获得满意的、负担得起的房屋贷款。 其他贷款机构或许将注意力分散在多个业务领域—但对我们而言,我们全力专注于房屋贷款。 我们为无数个家庭圆满美国梦而感到自豪。

Valley View Home Loans的


  1. 明确的目标

  2. 诚信

  3. 高尚的道德原则

  4. 富有同情心


American Dream come true