Found your dream home?

Let us customize a perfect mortgage plan for you and your family.

​What's your goal?

Tailor a better future

I want to renovate my house

Home Equity

I want more cash flow

Home Equity

My monthly mortgage payment is too high


I am planning my retirement

Reverse Mortgage

*Low interest rate compared to average credit card APR


Do you know?

There is more than one type of mortgage loan, such as Jumbo Loan for high loan amount, FHA low income loan, VA loan for veterans, Reverse Mortgage perfect for retirement planning, and many more. We help you choose the right mortgage loan, plan for a better future.

Investor Program

Popular Programs

Verification of Employment/proof of income not required

Only need to provide purchasing property income statement

Stated Income

Popular Programs

Proof of income not required

Only need to provide Verification of Employment

Apply Now

American Dream come true

Frances Huang

​Licensed in California and Nevada

Valley View Home Loans NMLS#192103

Tel (626) 260-2080

© 2023 by Valley View Home Loans.

1 Licensed: AK, AZ, CA, CO, CT, DE, DC, GA, IL, MD, MI, MN, NC, NV, OR, RI, TN, TX, VA, WA


2 Pre-qualification is neither pre-approval nor a commitment to lend; you must submit additional information for review and approval.


We are an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program; or because you have exercised your rights under the Consumer Credit Protection Act. 


Program rates and parameters are subject to change without notice, and may differ by geographic location. Turn times are estimates and not warranted or guaranteed. Restrictions may apply. This material is intended for use by industry professionals only, and not for distribution to consumers. This is neither a solicitation of an offer nor a commitment to lend.


The interest rate you pay on a mortgage is the single biggest factor in your monthly payments. The higher the mortgage rate, the more you will pay over the life of the home loan. It is thus very important for you to compare mortgage rates when you shop for a loan. At Valley View Home Loans our experienced Loan Advisors are ready to help. Call us or apply online and we will help with the rest. © 2017 Bay-Valley Mortgage Group, Inc. DBA Valley View Home Loans and Pacific Bay Lending Group. All Rights Reserved. NMLS # 192103. NMLS CONSUMER ACCESS . Licensed by the California Bureau of Real Estate.