买房常用词汇

Amortization摊销 (一般用于固定利息，指前数年先还利息，后数年多还本金)

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Contingency附带条件

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Counter Offer还价

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Deposit押金

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Down Payment头款

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Escrow Company过户公证公司 

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Foreclosure法拍屋

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HOA (Home Owners Association)社区管理费

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Home Owners Insurance屋主保险费

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Mello Roos特殊附加税 (一般出现在新社区)

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Offer买家向卖家的报价

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Open Escrow进入过户过程

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Property Tax房地产税

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Purchase Agreement购房协议书

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Title Company产权公司

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Title Insurance产权保险

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The interest rate you pay on a mortgage is the single biggest factor in your monthly payments. The higher the mortgage rate, the more you will pay over the life of the home loan. It is thus very important for you to compare mortgage rates when you shop for a loan. At Valley View Home Loans our experienced Loan Advisors are ready to help. Call us or apply online and we will help with the rest. © 2017 Bay-Valley Mortgage Group, Inc. DBA Valley View Home Loans and Pacific Bay Lending Group. All Rights Reserved. NMLS # 192103. NMLS CONSUMER ACCESS . Licensed by the California Bureau of Real Estate.