© 2023 by Valley View Home Loans.

1 Licensed: AK, AZ, CA, CO, CT, DE, DC, GA, IL, MD, MI, MN, NC, NV, OR, RI, TN, TX, VA, WA

 

2 Pre-qualification is neither pre-approval nor a commitment to lend; you must submit additional information for review and approval.

 

We are an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program; or because you have exercised your rights under the Consumer Credit Protection Act. 

 

Program rates and parameters are subject to change without notice, and may differ by geographic location. Turn times are estimates and not warranted or guaranteed. Restrictions may apply. This material is intended for use by industry professionals only, and not for distribution to consumers. This is neither a solicitation of an offer nor a commitment to lend.

 

The interest rate you pay on a mortgage is the single biggest factor in your monthly payments. The higher the mortgage rate, the more you will pay over the life of the home loan. It is thus very important for you to compare mortgage rates when you shop for a loan. At Valley View Home Loans our experienced Loan Advisors are ready to help. Call us or apply online and we will help with the rest. © 2017 Bay-Valley Mortgage Group, Inc. DBA Valley View Home Loans and Pacific Bay Lending Group. All Rights Reserved. NMLS # 192103. NMLS CONSUMER ACCESS . Licensed by the California Bureau of Real Estate.

 

买房常用词汇

Amortization摊销 (一般用于固定利息,指前数年先还利息,后数年多还本金)

Contingency附带条件

Counter Offer还价

Deposit押金

Down Payment头款

Escrow Company过户公证公司 

Foreclosure法拍屋

HOA (Home Owners Association)社区管理费

Home Owners Insurance屋主保险费

Mello Roos特殊附加税 (一般出现在新社区)

Offer买家向卖家的报价

Open Escrow进入过户过程

Property Tax房地产税

Purchase Agreement购房协议书

Title Company产权公司

Title Insurance产权保险